insurance Kebakaran

The Memberikan fire insurance pertanggungan to property took the form of the building/the house building, the office, the hotel, the factory, the shop, et cetera, along with his contents (furnishings, equipment, furniture, machines, raw material supplies as well as the finished product et cetera) towards the possibility of the loss that was caused by the risk of fire, the fall of the aircraft, the stroke of lightning, the explosion and the smoke.
The kind of the loss insurance that gave the guarantee/compensation against the building or his contents resulting from fire.
Risks that were guaranteed in the policy of the Fire Insurance consisted of 2 (two) most that is: A Jaminan Standar of the Fire Insurance.
B Jaminan Tambahan or Perluasan

A. Jaminan Standard
1 Fire: Fire that was caused by fire personally, resulting from careless the attendant's mistake personally, the neighbour, the robber, or because other.
2 lightnings: Damage and/or the loss against property that was accounted for as a result of being snatched lightning.
3 explosions: All explosion sorts excepting the explosion that was caused or caused by the power nuklir
4 falls of the Aircraft: Damage and/or the loss on property that dipertanggungkan resulting from the Fall of the Aircraft atu objects that fell from the Aircraft.
5 smokes: the Smoke that came from property fire and/or the interests that dipertanggungkan.
B. Jaminan Tambahan or Perluasan
Dengan in addition of the Premium, then the guarantee of Standard Asuransi Kebakaran Indonesia could be widened wit

The Terhadap Kerusakan Akibat guarantee: 1 Disturbance and the Strike, Kerusakan resulting from the Jahat Action, Tertabrak Kendaraan.
2 storms, Badai, Banjir, and Akibat Air Damage.
3 Longsor
lands 4 Puing
Cleaning fees
The Pertanggungan object: the Pertanggungan object for this Fire Insurance kind was all the Building kinds with all the use sorts (the occupation), and/atai his contents (apart from the price of the land).
Borne: that could become was borne in the policy of the Fire Insurance was: Anyone the owner of the Building and/or his contents.
The bank or the Keuangan Agency other yagn gave the fund for the purchase and the building was meant to be made his collateral.
The data or Information that was needed by Dalam Penutupan of the Fire Insurance: - the Function or the use of the building (the process of the available production in this building).
- the Location or the location of the building.
- thought Bangunan, the contents (the contents of this building could take the form of the machine, stock of the thing, et cetera).
- the Estimate of the building and the area of the land of the area where the building stood.
- the Condition for the environment around the location of the building (left, right, with and behind from the building stood).
- the formation Component from the building (like the roof, the wall, the floor, the pole, the ladder, the framework et cetera) also was needed to be known.
- other Information that was linked with ownership from occupants of this building (whether the owner or the leasee, et cetera).
The Klaim procedure: - gave the report through the telephone 1x 24 hours, was attached with the report was written as well as equipped the document pendukung
- the submission Letter klaim
- the Estimation of the claim that diajukan
- When being needed by the Insurance Company will appoint "Lost Adjusters" to carry out the research and the calc