Produk ANUITAS EKSEKUTIF PRIMA
To provide guarantee continuity of the family’s income in the old age.
Benefit & the Premium
• Monthly payment of the old age pension (PHT),
starts 1 month after the premium is deposited to
the company until participant die.
• Should the participant reaches the age of 65 years
old, all the deposited premium to the company to
be returned.
• Should the husband/the wife of the participant dies,
participant accepts the benefit of 12 x the Widow or
Widower's pension (PJ/D).
• Should the participant dies before reaches the age of 65 years old all the premium to be returned
and added with 12 x PHT, furthermore it is also paid the Widow or Widower's pension, until the
widow/the widower dies or remarry.
• Should the participant dies after the age of 65 years old, it is paid 12 x PHT and payment of the
widow or widower's pension.
• Should the widow/the widower dies, it is paid 12 x PJ/D and pension payment for the orphans.
Sabtu, 01 Maret 2008
Produk PERSONAL ACCIDENT PLAN B
Provide benefits in the forms of:
• Should the insured experiences accident during the premium payment and dies instantly or as a
direct effect in the period 90 x 24 hours after the occurrence hour of the accident meant, then to
the insured to be paid additional Guarantee Money totaling 100% IM (Insurance Money).
• Should the insured experiences accident during the premium payment and results in total
permanent disability instantly or as a direct effect in the period 90 x 24 hours after the occurrence
hour of the accident meant, then to the insured has the rights on:
a. Permanent Total Disability, paid for the additional guarantee money 100% of the insurance
money.
b. Permanent Partial Disability, paid for the additional guarantee money to lose 100% upper
function:
c. Should during the insurance period the insured experiences accident and results in partial or
total permanent disability and has accepted the Benefits of Insurance as mentioned in the item
1 and 2 and afterwards dies as resulting from direct the accident in the period 90 x 24 hours
after the occurrence hour of the accident meant in the matter of:
- The amount of Insurance Benefits that is accepted bigger or is the same amount of 100%
Insurance Money then Insurance Benefits are not paid.
- The amount of Insurance Benefits smaller than 100% of Insurance Money then the Insurance
Benefit paid to the insured is 100% of Insurance Money reduced by received Insurance Benefit.
o Should the insured during the insurance period suffers an instant accident or results from direct
effect in the period of 90 x 24 hours after the occurrence hour of the accident is hospitalized.
Company to pay the Insurance Benefits to the insured as the replacement of the medical
treatment cost as stipulated in the valid receipt from the Hospital with the maximum of 40% of
Insurance Money of each accident incident. The insured accident suffered by the insured is
maximum 2 accident-times during the insurance period.
• Should the insured experiences accident during the premium payment and dies instantly or as a
direct effect in the period 90 x 24 hours after the occurrence hour of the accident meant, then to
the insured to be paid additional Guarantee Money totaling 100% IM (Insurance Money).
• Should the insured experiences accident during the premium payment and results in total
permanent disability instantly or as a direct effect in the period 90 x 24 hours after the occurrence
hour of the accident meant, then to the insured has the rights on:
a. Permanent Total Disability, paid for the additional guarantee money 100% of the insurance
money.
b. Permanent Partial Disability, paid for the additional guarantee money to lose 100% upper
function:
c. Should during the insurance period the insured experiences accident and results in partial or
total permanent disability and has accepted the Benefits of Insurance as mentioned in the item
1 and 2 and afterwards dies as resulting from direct the accident in the period 90 x 24 hours
after the occurrence hour of the accident meant in the matter of:
- The amount of Insurance Benefits that is accepted bigger or is the same amount of 100%
Insurance Money then Insurance Benefits are not paid.
- The amount of Insurance Benefits smaller than 100% of Insurance Money then the Insurance
Benefit paid to the insured is 100% of Insurance Money reduced by received Insurance Benefit.
o Should the insured during the insurance period suffers an instant accident or results from direct
effect in the period of 90 x 24 hours after the occurrence hour of the accident is hospitalized.
Company to pay the Insurance Benefits to the insured as the replacement of the medical
treatment cost as stipulated in the valid receipt from the Hospital with the maximum of 40% of
Insurance Money of each accident incident. The insured accident suffered by the insured is
maximum 2 accident-times during the insurance period.
Produk PERSONAL ACCIDENT PLAN A
Produk PERSONAL ACCIDENT PLAN A
Provide benefits in forms of:
• Should the insured experiences accident during the premium payment and dies instantly or as a
direct effect in the period 90 x 24 hours after the occurrence hour of the accident meant, then to
the insured to be paid additional Guarantee Money totaling 100% IM (Insurance Money).
• Should the insured experiences accident during the premium payment and results in total
permanent disability instantly or as a direct effect in the period 90 x 24 hours after the occurrence
hour of the accident meant, then to the insured has the rights on:
a. Permanent Total Disability, paid for the additional guarantee money 100% of the insurance
money.
b. Permanent Partial Disability, paid for the additional guarantee money to lose 100% upper
function:
c. Should during the insurance period the insured experiences accident and results in partial or
total permanent disability and has accepted the Benefits of Insurance as mentioned in the item
1 and 2 and afterwards dies as resulting from direct the accident in the period 90 x 24 hours
after the occurrence hour of the accident meant in the matter of:
- The amount of Insurance Benefits that is accepted bigger or is the same amount of 100%
Insurance Money then Insurance Benefits are not paid.
- The amount of Insurance Benefits smaller than 100% of Insurance Money then the Insurance
Benefit paid to the insured is 100% of Insurance Money reduced by received Insurance
Benefit.
Provide benefits in forms of:
• Should the insured experiences accident during the premium payment and dies instantly or as a
direct effect in the period 90 x 24 hours after the occurrence hour of the accident meant, then to
the insured to be paid additional Guarantee Money totaling 100% IM (Insurance Money).
• Should the insured experiences accident during the premium payment and results in total
permanent disability instantly or as a direct effect in the period 90 x 24 hours after the occurrence
hour of the accident meant, then to the insured has the rights on:
a. Permanent Total Disability, paid for the additional guarantee money 100% of the insurance
money.
b. Permanent Partial Disability, paid for the additional guarantee money to lose 100% upper
function:
c. Should during the insurance period the insured experiences accident and results in partial or
total permanent disability and has accepted the Benefits of Insurance as mentioned in the item
1 and 2 and afterwards dies as resulting from direct the accident in the period 90 x 24 hours
after the occurrence hour of the accident meant in the matter of:
- The amount of Insurance Benefits that is accepted bigger or is the same amount of 100%
Insurance Money then Insurance Benefits are not paid.
- The amount of Insurance Benefits smaller than 100% of Insurance Money then the Insurance
Benefit paid to the insured is 100% of Insurance Money reduced by received Insurance
Benefit.
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