Produk PERSONAL ACCIDENT PLAN B

Provide benefits in the forms of:

• Should the insured experiences accident during the premium payment and dies instantly or as a

direct effect in the period 90 x 24 hours after the occurrence hour of the accident meant, then to

the insured to be paid additional Guarantee Money totaling 100% IM (Insurance Money).


• Should the insured experiences accident during the premium payment and results in total

permanent disability instantly or as a direct effect in the period 90 x 24 hours after the occurrence

hour of the accident meant, then to the insured has the rights on:

a. Permanent Total Disability, paid for the additional guarantee money 100% of the insurance

money.

b. Permanent Partial Disability, paid for the additional guarantee money to lose 100% upper

function:

c. Should during the insurance period the insured experiences accident and results in partial or

total permanent disability and has accepted the Benefits of Insurance as mentioned in the item

1 and 2 and afterwards dies as resulting from direct the accident in the period 90 x 24 hours

after the occurrence hour of the accident meant in the matter of:

- The amount of Insurance Benefits that is accepted bigger or is the same amount of 100%

Insurance Money then Insurance Benefits are not paid.

- The amount of Insurance Benefits smaller than 100% of Insurance Money then the Insurance

Benefit paid to the insured is 100% of Insurance Money reduced by received Insurance Benefit.


o Should the insured during the insurance period suffers an instant accident or results from direct

effect in the period of 90 x 24 hours after the occurrence hour of the accident is hospitalized.

Company to pay the Insurance Benefits to the insured as the replacement of the medical

treatment cost as stipulated in the valid receipt from the Hospital with the maximum of 40% of

Insurance Money of each accident incident. The insured accident suffered by the insured is

maximum 2 accident-times during the insurance period.