The Engineering insurance

The Engineering insurance
Gave the guarantee towards the loss during the development activity, both the development/the work of civil engineering and the Mesin Fitting, Mesin Industri and the Peralatan Elektronik Installation.
The Pertanggungan object: - All development activities, both the development/the work of Civil Engineering and the Mesin Fitting.
- industrial machines.
- the Installation of Electronics Equipment.
The Asuransi kind: - the Konstruksi Insurance (Construction All Risks) - the Pemasangan Mesin Insurance (Erection All Risks) - the Insurance for Industri machines (Machinery Breakdown) - the Peralatan Electronic Insurance (Electronic Equipment Insurance).
1 Konstruksi Insurance (Construction All Risk) the Pertanggungan object: the Pertanggungan Asuransi Konstruksi object (Construction All Risk) this covered in part: All Development activities for various needs, like: - the Office, Inserted Breaker Pertokoan, Pabrik, Jalan Raya, Dam and Irigasi
- the Seaport and Udara

Borne: that could become was borne was all the side that was related in the implementation of the development, in part: the Owner of the project, Dana's Sling (the Bank or the Keuangan Agency other), the Contractor, Sub Kontraktor, et cetera who was related.
The risk - the risk that was guaranteed by Dalam Polis of the Construction (C.A.R.) Because this insurance kind was often mentioned: "Construction All Risks", then this "ALL RISK" term depicted the width of the Policy guarantee of the Konstruksi Insurance (C.A.R.) could be untangled in part as follows: - the Risk of the Natural Disaster (Act of God), Fire, Tanggung Jawab - - the Law to the Side to-III, Peledakan, Tertabrak or collided - the vehicle or the aircraft, and so on - the Theft including the theft with kekerasan

This policy could be widened by Dengan: - the Pembersihan Cost of ruins (Removal Debris) - the Risk for the Mainten

The Pertanggungan Asuransi
Sejalan Dengan period old really the development of the project, beginning with the preparations stage up to was operated on by him this project.
Could be detailed as follows:
- Really preparations for the development, Really Konstruksi/Instalasi, Masa Testing, Masa Commissioning, Masa Perawatan or Maintenance
- And up to was handed over by him this project from the contractor to the Owner.
The data or Information that Diperlukan
Data or Information (at least) that must be equipped by the candidate was borne in part as follows: - the Nilai Proyek Size, the location of the project, the kind proyek
- the Contractor Utama
- Project Plan, Schedule Pekerjaan
- Methode that was applied in the development proyek

Rate or the Premi
Suku Premi
Ethnic Group in the closing of this project often was affected by several factors, in part: - the Length of development time of the project.
- the Proyek Kind (the Sipil Basah Work or Civil Kering).
- the Experience from the Contractor's company/the construction that handled the development of the project.
- the Condition for the environment where the project was (including the condition for nature in the weather conditions).
2 insurances of the Fitting of the Machine Installation (Erection All Risks).
That was meant with the kind of the insurance of the installation fitting (Erection All Risks) was the Kerugian Insurance kind that gave compensation on the risk that happened for the period of the machine fitting.
The area of the guarantee or the Risk that it was guaranteed as well as everything that was linked with this installation insurance was to be the same as the Konstruksi Insurance kind (as that was explained in the previous part).
3 Mesin Industri insurances (Machinery Breakdown) Manfaat
Memberikan compensation on the issuing of the cost that was not expected for the improvement or the replacement of the machine that experienced damage that was resulted in directly by: 1.
The pressure or the vibration that apart from the normal limit, 2.
Short circuit relations (Short Circuit) 3.
Instalasi damage, the electric current panel to the machine, 4.
The lack/the mistake in lubrication (lubrication), and/or, 5.
Not the functioning of the observer's equipment in mesin

The Pertanggungan
Yang
object became the object pertanggungan under the policy of this Machinery Breakdown Insurance was: All Peralatan Listrik (Electrical Equipment) :
Yaitu the machine or the implement/equipment that used electricity as the source of his motivator, in part: - the A

The risk that Not Dijamin
Beberapa
the risk that was not guaranteed: - the Risk of the standard of the policy of fire (fire, the explosion, lightning and the fall of the aircraft or objects than him) ,
- Damage that happened in the period of the testing of the machine was meant, - the Burden of the too high machine (over load) that was carried out intentionally, the Weathering (wear and tear), the Theft, - Inherent Characteristic (the weakness or the characteristics of the special weakness available and could not be improved to the machine that was meant).
- the Mistake drafted got up (faulty design) the machine so as to result in this machine had inherent characteristic, and Robohnya the building (collapse the building)
The data or Information that Dibutuhkan
Data or information was meant among them: - the machine Kind, the machine Capacity, the Occupation of the machine (why or the manufacturer's machine what, et cetera) - Schedule the use or the machine operation (whether 24 hours or every time how many hours) ,
- the production Year of the machine (just or second-hand or already how many years were operated on) ,
- the damage Experience (from the data record the machine this could be known).
- the technical Data from the machine, - Lubrication schedule (the schedule service the routine) - Et Cetera that was related to the identity of the machine.
When the accident that resulted in the loss, happening the main matter that must be done was immediately to be done by you were efforts meinimising loss and contacted PT. Asuransi Bintang to penangnan the further claim.
The documentation and preparations that were needed for the completeness of the claim document were: - the Record that explained the existence of the accident dimakasud
- the Analysis krologis the occurrence of the accident, dilengkapai with the part and equipment that suffered the loss as well as the estimate of early the value of the improvement.
If enabled immediately was equipped by the technical analysis from the contractor.
- the Certificate from police or the authority setempat
- Survey to the location of the incident by us or adjuster that was indicated.
- And the other document that will be needed and communicated after the incident